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	<title>1bloc.com &#187; Finance</title>
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	<link>http://www.1bloc.com</link>
	<description>The Real Estate &#38; Finance Hub</description>
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		<title>All about bridging finances and when to use them</title>
		<link>http://www.1bloc.com/all-about-bridging-finances-and-when-to-use-them/</link>
		<comments>http://www.1bloc.com/all-about-bridging-finances-and-when-to-use-them/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 16:00:10 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=346</guid>
		<description><![CDATA[Have you heard of bridging finance? Well, bridging finance or bridging loan, as it is commonly known as, is a form of funding that allows people to get quick funds in a short span of time when any other means of funds is not available. You can apply for bridging funds in a variety of [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img692.imageshack.us/img692/4646/bridgingfinance.jpg" alt="" width="109" height="145" align="left" />Have you heard of bridging finance? Well, bridging finance or bridging loan, as it is commonly known as, is a form of funding that allows people to get quick funds in a short span of time when any other means of funds is not available. You can apply for bridging funds in a variety of cases.</p>
<p>You need to understand that bridging funds are short term loans. You are given one year’s time to pay back the loan. You can use the bridging loan, when you want to purchase a new house and haven’t sold off your old house yet.  If it’s been six months that you have taken the loan and have not yet sold your house, you can make interest-only payments.</p>
<p>However, to get the bridging loan you need to have high income and excellent credit scores. Your income must cover the payments of the bridging loan and also the payment of the new mortgage.</p>
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		<title>Tips for personal finance</title>
		<link>http://www.1bloc.com/tips-for-personal-finance/</link>
		<comments>http://www.1bloc.com/tips-for-personal-finance/#comments</comments>
		<pubDate>Sat, 30 Oct 2010 12:53:32 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=282</guid>
		<description><![CDATA[Are you completely clueless about how to manage your personal finance profitably and efficiently? If so, it is very essential that you follow certain tips and guidelines that will immensely help you to tackle your money.  The first and foremost attribute that is very essential if you want to manage your money well is self [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img841.imageshack.us/img841/545/tipsforpersonalfinancer.jpg" alt="" width="133" height="145" align="left" /><br />
Are you completely clueless about how to manage your personal finance profitably and efficiently? If so, it is very essential that you follow certain tips and guidelines that will immensely help you to tackle your money.</p>
<p> The first and foremost attribute that is very essential if you want to manage your money well is self control. Without it, most of your hard earned money might go down the drain. Most of you have this tendency to purchase stuff on credit be it an expensive bottle of perfume or your routine grocery. Try avoiding credit cards as much as you want, because the thing doesn’t come for free and you need to pay an interest on it.</p>
<p>Next you need to learn how to manage you money smartly. Sort out your priorities well and only invest in matters which do require due attention. Analyze well your priorities and monetary position before you invest accordingly. Last but not the least, create a monthly budget for your household and do not forget to keep your expenses under your income.</p>
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		<item>
		<title>What Is the Buy Sell Agreement between Business Partners?</title>
		<link>http://www.1bloc.com/what-is-the-buy-sell-agreement-between-business-partners/</link>
		<comments>http://www.1bloc.com/what-is-the-buy-sell-agreement-between-business-partners/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 04:28:03 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=208</guid>
		<description><![CDATA[A buy sell agreement between business partners is an agreement that is made on the transfer of property in case a major share holder of the business passes on. This is where the surviving share holders can be given the shares of their partner who is dead. There are a number of ways this can [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img401.imageshack.us/img401/4872/whatisthethebuysellagre.jpg" alt="" width="186" height="102" align="left" />A buy sell agreement between business partners is an agreement that is made on the transfer of property in case a major share holder of the business passes on. This is where the surviving share holders can be given the shares of their partner who is dead. There are a number of ways this can be made possible through several ways. You can fund the payments of the business with life insurance. The share holder can also decide to sell their shares to his partners and the money is given to a beneficiary. </p>
<p>One should seek the advice of a professional consult so that they can get all the details right so that they will not have any problems in the future. If you are using life insurance you should get competent insurance lawyers to advise you on the best polices to take. This agreement sort of acts like a will between the share holders of a company. It does not have to be between business partners as one can leave their shares to another benefactor such as wife to handle his shares when his gone.</p>
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		<title>An Introduction to the Living Trust</title>
		<link>http://www.1bloc.com/an-introduction-to-the-living-trust/</link>
		<comments>http://www.1bloc.com/an-introduction-to-the-living-trust/#comments</comments>
		<pubDate>Sun, 30 May 2010 09:24:48 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business and Property]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=204</guid>
		<description><![CDATA[A living trust is a legal entity which allows you to be able to move your assets for various reasons. This may include avoiding probate after you die. You can also have them controlled by another person if you feel you are not fit to do so. At truster is a person who helps you [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img39.imageshack.us/img39/2266/anintroductiontothelivi.jpg" alt="" width="185" height="162" align="left" />A living trust is a legal entity which allows you to be able to move your assets for various reasons. This may include avoiding probate after you die. You can also have them controlled by another person if you feel you are not fit to do so. At truster is a person who helps you to come up with the trust while a trustee is a person who controls the trust. </p>
<p>One can also involve a third party such as a benefactor. The living is included to show that the trust is in effect while the owner is still alive. This is different from a trust that is created with a will because it can only be implemented when the person dies. The living trust makes it possible for the person to revoke it if need arises. When you give your assets to be controlled by another person it means that the assets  will no longer be in your name but you can still control them and can be given out to the rightfully heirs once you die.</p>
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		<title>Short Sales Education</title>
		<link>http://www.1bloc.com/short-sales-education/</link>
		<comments>http://www.1bloc.com/short-sales-education/#comments</comments>
		<pubDate>Sat, 01 May 2010 08:45:34 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Loans and Mortgage]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=181</guid>
		<description><![CDATA[Short sales is the phrase used to define the process of getting a discounted loan balance from a bank to pay off mortgage that is more than the home’s current value. Short sales are used by property owners who are behind on their mortgage payment. This is a way of creating equity for an investor [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img94.imageshack.us/img94/3051/shortsaleseducation.jpg" alt="" width="186" height="165" align="left" />Short sales is the phrase used to define the process of getting a discounted loan balance from a bank to pay off mortgage that is more than the home’s current value. Short sales are used by property owners who are behind on their mortgage payment. This is a way of creating equity for an investor who wants to buy the house. In other words, the investor buys a house at a discount that has to be negotiated by a bank. </p>
<p>There is an Agreement of Sale document that you have to sign for the bank. After you have transferred ownership of the property, you will not be charged any fee, and neither will you gain anything from the sale. If you want to sell your property using short sale, you should know everything about what is required during the transaction. This is because a short sale is quite a complex process that can go wrong because of a small mistake.</p>
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		<item>
		<title>Easy Budgeting With Coupons</title>
		<link>http://www.1bloc.com/easy-budgeting-with-coupons/</link>
		<comments>http://www.1bloc.com/easy-budgeting-with-coupons/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 04:01:08 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investments]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=170</guid>
		<description><![CDATA[Are you looking for a means to find a better budget and save money while you shop online? Then you are in the right place since the online world has been in the forefront with finding new ways to save money while shopping. Some of these ways have had great reviews and they are good [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img18.imageshack.us/img18/4215/easybudgetingwithcoupon.jpg" alt="null" align="left" /></p>
<p>Are you looking for a means to find a better budget and save money while you shop online? Then you are in the right place since the online world has been in the forefront with finding new ways to save money while shopping.</p>
<p>Some of these ways have had great reviews and they are good money saving techniques. These money saving initiatives normally are tied around coupon codes. These coupon codes are very useful when shopping online as they offer almost everything such as free shipping, percentage off some items, total order or expedited shipping upgrades at no extra cost.</p>
<p>It is really simple to find good coupon codes in the internet but it requires patience since you will have to search for them but it is not as hard as finding a newspaper and going through the advertising pages. If you are looking for a way to fix your budget, then it is the right time to look for coupon codes.</p>
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		<item>
		<title>How to Sharpen Your Financial Tools</title>
		<link>http://www.1bloc.com/how-to-sharpen-your-financial-tools/</link>
		<comments>http://www.1bloc.com/how-to-sharpen-your-financial-tools/#comments</comments>
		<pubDate>Sun, 04 Apr 2010 06:10:38 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=166</guid>
		<description><![CDATA[It is very important to know how to budget for your finances because if you do not you will be faced by so many challenges and you may even end up not getting what you want even if you have the money.To be successful on how to keep your finances in order, it is very [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img9.imageshack.us/img9/8586/howtosharpenyourfinanci.jpg" alt="null" width="230" height="184" align="left" /></p>
<p>It is very important to know how to budget for your finances because if you do not you will be faced by so many challenges and you may even end up not getting what you want even if you have the money.To be successful on how to keep your finances in order, it is very important to learn what your basic needs are.</p>
<p> Most people who spend their money without a proper budget end up overspending and thus will be left with nothing thereby entering into a financial crisis. Having your budget is one of the most important tactics when you want to be successful in your financial management.The budget will help you sort out the things that are most important so that you do not buy something that may of little or no help at all.  Budget has three components, which are the income, expenses and time.</p>
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		<item>
		<title>How to Avoid Fraudulent Debt Relief Services</title>
		<link>http://www.1bloc.com/how-to-avoid-fraudulent-debt-relief-services/</link>
		<comments>http://www.1bloc.com/how-to-avoid-fraudulent-debt-relief-services/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 09:00:43 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=147</guid>
		<description><![CDATA[When you are highly indebted and you are promised relief from debt relief companies, you might ignore probable problems. When there are too many promises offered with a minimum fee, it might sound as a matter to consider well before jumping into it. In order to avoid such frauds, things that you should do: • [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img693.imageshack.us/img693/5391/howtoavoidfraudulentdeb.jpg" alt="null" width="240" height="179" align="left" /></p>
<p>When you are highly indebted and you are promised relief from debt relief companies, you might ignore probable problems. When there are too many promises offered with a minimum fee, it might sound as a matter to consider well before jumping into it. In order to avoid such frauds, things that you should do:</p>
<p>•	Visit online forums, where you may get valuable suggestions from experts and consumers who have availed such services.</p>
<p>•	Asking from friends and contacts about debt relief services also help. This way you can be assured of their credibility from word of mouth.</p>
<p>•	If you are not sure about these companies, you may find the list from the websites of bodies like The International Association of Professional Debt Arbitrators or The Association of Settlements Companies. Here you can get suggestion about choosing the best relief provider company and also a list of accredited companies.</p>
<p>You can certainly relieve your debts by following these simple tips to avoid fraudulent debt relief services.</p>
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		<item>
		<title>How to Locate Professional Debt Settlement</title>
		<link>http://www.1bloc.com/how-to-locate-professional-debt-settlement/</link>
		<comments>http://www.1bloc.com/how-to-locate-professional-debt-settlement/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 09:00:23 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=142</guid>
		<description><![CDATA[Often with strong contacts, you can negotiate and recover debts. In order to do this you need to locate professional debt settlement companies. You may get the list of such companies online, but only after initial enquiry about their success rate. These firms have professionals who are skilled to negotiate and reduce your burden. It [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img508.imageshack.us/img508/4628/howtolocateprofessional.jpg" alt="null" width="210" height="158" align="left" /></p>
<p>Often with strong contacts, you can negotiate and recover debts. In order to do this you need to locate professional debt settlement companies. You may get the list of such companies online, but only after initial enquiry about their success rate. These firms have professionals who are skilled to negotiate and reduce your burden. It is important that you choose your debt relief network carefully, as that would determine the quality of services offered by these professionals.</p>
<p>Debt relief networks are highly efficient in providing you with an instant solution based on your requirements. They have already checked on the company’s profile and researched its growth. These debt management companies will make a report on your debt and start taking with banks and companies. You have to pay them a fee for availing their services. Professionals are experts and till date, few complaints have been registered in this regard. Your work is almost done once you start consulting these professional debt settlement companies.</p>
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		<item>
		<title>What is negative gearing?</title>
		<link>http://www.1bloc.com/what-is-negative-gearing/</link>
		<comments>http://www.1bloc.com/what-is-negative-gearing/#comments</comments>
		<pubDate>Tue, 26 May 2009 09:33:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Tax & Finance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=91</guid>
		<description><![CDATA[Negative gearing is the act of borrowing money to buy an asset which may or may not later earn the borrower some tax advantages. It has its own advantages and disadvantages. It offers the borrower tax advantages in the event of his investment making a loss and the promise of long term gains in the [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://img95.imageshack.us/img95/7215/42524506.jpg" alt="Finance, Negative Gearing, Money" width="154" height="216" />Negative gearing is the act of borrowing money to buy an asset which may or may not later earn the borrower some tax advantages.</p>
<p>It has its own advantages and disadvantages. It offers the borrower tax advantages in the event of his investment making a loss and the promise of long term gains in the form of capital appreciation, thus presenting the borrower the mouth-watering situation of saving tax as well as making money.</p>
<p>Many countries in the world exempt some taxes citing deduction of negative gearing losses as the reason. However, as always, the truth is often overlooked as one can be tempted by the win-win situation.</p>
<p>There is a huge risk in negative gearing as the losses associated with it can be huge. Thus, the borrower should always be at hand to withstand the shortfall and to fund the negative flow of cash. It is proven money making strategy, but keeping in mind the risks involved, it’s not a very reliable one.</p>
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