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	<title>1bloc.com</title>
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	<link>http://www.1bloc.com</link>
	<description>The Real Estate &#38; Finance Hub</description>
	<lastBuildDate>Fri, 18 May 2012 04:05:26 +0000</lastBuildDate>
	<language>en</language>
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		<title>Miss sold PPI explained</title>
		<link>http://www.1bloc.com/miss-sold-ppi-explained/</link>
		<comments>http://www.1bloc.com/miss-sold-ppi-explained/#comments</comments>
		<pubDate>Thu, 17 May 2012 04:02:55 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=451</guid>
		<description><![CDATA[PPI is insurance where the lender is given the insurance of a repayment. If a borrower fails to repay the loan then the PPI comes in action and with it the debt is settled for a period of time. There are many lenders that ask for PPI insurance before lending. The count of such lenders [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/05/Miss-sold-PPI-explained.jpg"><img class="alignnone  wp-image-452" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/05/Miss-sold-PPI-explained.jpg" alt="PPI insurance, PPI" width="115" height="160" align="left" /></a>PPI is insurance where the lender is given the insurance of a repayment. If a borrower fails to repay the loan then the PPI comes in action and with it the debt is settled for a period of time. There are many lenders that ask for PPI insurance before lending. The count of such lenders is pretty low so there is no reason for worry. There are times when some lenders will sell you a PPI forcefully or you buy PPI insurance unknowingly or without your concern. This is considered as miss sold PPI insurance. In this scenario you can ask for a refund in return of your insurance.</p>
<p>Sometimes the lender sells the PPI insurance forcefully. This is considered as forcefully selling and you can ask for a refund for it. There are times when the lender does not inform you about the PPI and sell it. This is also a miss sold PPI and can be refunded. When a PPI is worthless that is if the owner of the PPI is a self employed person or an un-employed or even retired then at that time you are liable for a refund. If your PPI is also a miss sold one you can refund it in favour of money.</p>
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		<item>
		<title>Wealth creation thumb rules</title>
		<link>http://www.1bloc.com/wealth-creation-thumb-rules/</link>
		<comments>http://www.1bloc.com/wealth-creation-thumb-rules/#comments</comments>
		<pubDate>Sun, 13 May 2012 20:22:38 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Property Maintenance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=448</guid>
		<description><![CDATA[Wealth has been something that has eluded most of the humans since long. And thus everyone is running after wealth these days. However, the thing that most fail to understand is that money and wealth cannot be got, they have to be created. There is a pure technique by which this can be done. However, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/05/Wealth-creation.jpg"><img class="alignnone  wp-image-449" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/05/Wealth-creation.jpg" alt="Wealth creation" width="135" height="172" align="left" /></a>Wealth has been something that has eluded most of the humans since long. And thus everyone is running after wealth these days. However, the thing that most fail to understand is that money and wealth cannot be got, they have to be created. There is a pure technique by which this can be done. However, there is no sure shot way to do so. The techniques can only help in increasing the chances as many a thing in this game of wealth is depending on instinct and that is something that cannot be written down.</p>
<p>One the best way to create wealth is to make the money that one owns work as hard as they have worked to earn it. One should not just collect money but always invest them in lucrative ventures so that they are constantly in a process of wealth generation. Stagnant money can never grow.</p>
<p>&nbsp;</p>
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		<title>Real estate tips for student home owners</title>
		<link>http://www.1bloc.com/real-estate-tips-for-student-home-owners/</link>
		<comments>http://www.1bloc.com/real-estate-tips-for-student-home-owners/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 11:18:39 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=444</guid>
		<description><![CDATA[Do you want to invest in the field of real estate? Well then check out the following article and get to know about the pros and cons of this. Investing for real estate industry is a good idea as it can provide you with a constant flow of cash. But if you are a newbie [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/Real-estate-tips.jpg"><img class="alignnone  wp-image-445" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/Real-estate-tips-300x193.jpg" alt="Real estate tips" width="123" height="166" align="left" /></a>Do you want to invest in the field of real estate? Well then check out the following article and get to know about the pros and cons of this. Investing for real estate industry is a good idea as it can provide you with a constant flow of cash. But if you are a newbie in this field you will have to follow a few rules and regulations. Checking the credentials of the seller is a must thing to do because they can claim sudden ownership on your property.</p>
<p>Records about rent payment, tax rates and all the different expenditures must be verified in the primary level. In the real estate business you should be wary of eating your own working capital and thus you must avoid the negative flow of cash from your business career. You should interact with the tenants about their basic amenities and troubles before buying a property.</p>
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		<item>
		<title>Trend of purchasing green real estate</title>
		<link>http://www.1bloc.com/trend-of-purchasing-green-real-estate/</link>
		<comments>http://www.1bloc.com/trend-of-purchasing-green-real-estate/#comments</comments>
		<pubDate>Sun, 22 Apr 2012 15:38:37 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Property and Real Estate]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=438</guid>
		<description><![CDATA[A green real estate is one that uses environment friendly technology. The environment friendly technology is used either to construct the real estate or is used in the properties to offer the basic facilities like running water and electricity. The planning and the design of the buildings are such that they do not cause any [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/green-real-estate.jpg"><img class="alignnone  wp-image-439" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/green-real-estate-300x188.jpg" alt="green real estate" width="135" height="188" align="left" /></a>A green real estate is one that uses environment friendly technology. The environment friendly technology is used either to construct the real estate or is used in the properties to offer the basic facilities like running water and electricity. The planning and the design of the buildings are such that they do not cause any harm to the surrounding environment. A real estate that contains all these features can be called a green real estate.</p>
<p>There has been an increase in the trend of buying green real estate. This is because the technologies used prove to be cost effective for those who plan to use the real estate. For example if a building is equipped with a solar panel then the sun’s energy will provide the required electricity and it will bring down the cost of current consumption. You can buy a green real estate and set an example for others. Surely there will be others to follow your suit.</p>
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		<title>Things to keep in mind while renting commercial property</title>
		<link>http://www.1bloc.com/things-to-keep-in-mind-while-renting-commercial-property/</link>
		<comments>http://www.1bloc.com/things-to-keep-in-mind-while-renting-commercial-property/#comments</comments>
		<pubDate>Sun, 15 Apr 2012 06:06:23 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Business and Property]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=430</guid>
		<description><![CDATA[Do you want to set rents on the commercial properties of yours? Well then let us tell you about the basic things that you need to get prepared before advancing your work. If the profile of your lease is too complex then it’s absolutely a time consuming affair. First of all you should go through [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/renting-commercial-property.jpg"><img class="alignnone  wp-image-431" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/renting-commercial-property.jpg" alt="renting commercial property,Business and Property" width="128" height="201" align="left" /></a>Do you want to set rents on the commercial properties of yours? Well then let us tell you about the basic things that you need to get prepared before advancing your work. If the profile of your lease is too complex then it’s absolutely a time consuming affair. First of all you should go through the lease with rapt attention then you should jot down the measures of the property and exact size of the square foots. Once you are done with it after that you should calculate the percentage of the rent you can get out of your property. If the lease is a triple net one you better decide about it beforehand. Taking some initiatives regarding the maintenance of the property is a must job for you. In triple lease deals the tenant has to pay for the common maintenance area. So follow these ideas and set your property for rent.</p>
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		<item>
		<title>Is it a good idea to outsource facility maintenance?</title>
		<link>http://www.1bloc.com/is-it-a-good-idea-to-outsource-facility-maintenance/</link>
		<comments>http://www.1bloc.com/is-it-a-good-idea-to-outsource-facility-maintenance/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 15:03:39 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Property Maintenance]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=434</guid>
		<description><![CDATA[Are you planning to outsource facility maintenance? Well then here comes the advantage of it. First of all if you want to ease your facility maintenance scheme then nothing can serve you better than outsourcing. It is always wise to discard a number of contractors who were involved in different issues like plumbing, electric, mechanical [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/facility-maintenance.jpg"><img class="alignnone  wp-image-435" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/facility-maintenance-300x183.jpg" alt="facility maintenance, home maintenance " width="145" height="160" align="left" /></a>Are you planning to outsource facility maintenance? Well then here comes the advantage of it. First of all if you want to ease your facility maintenance scheme then nothing can serve you better than outsourcing. It is always wise to discard a number of contractors who were involved in different issues like plumbing, electric, mechanical and so on. Having all the contractors from one source is always a simplified idea. Outsourcing facility maintenance can enhance the amount of productivity and rate of success.</p>
<p>Collaboration with good enterprises will get a better future for your facility maintenance. If you want to save and add some extra bucks in your bank balance then this is the method you should try, because hiring different employers, training them will cost you more than outsourcing the facility maintenance schemes. It helps you concentrate on your internal resources as well by increasing the excellence and innovation.</p>
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		<item>
		<title>What is chattel mortgage?</title>
		<link>http://www.1bloc.com/what-is-chattel-mortgage/</link>
		<comments>http://www.1bloc.com/what-is-chattel-mortgage/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 04:57:19 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Loans and Mortgage]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=421</guid>
		<description><![CDATA[Chattel mortgage is meant for companies, which look for loans regarding motor vehicles. The main criteria for getting a chattel loan are that the vehicle should be used by the company for at least 50 % of their work. Exit and termination fees are also applicable just like any other car loan. Chattel basically means [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/chattel-mortgage.jpg"><img class="alignnone  wp-image-422" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/chattel-mortgage-300x131.jpg" alt="chattel mortgage, mortgage" width="202" height="97" align="left" /></a>Chattel mortgage is meant for companies, which look for loans regarding motor vehicles. The main criteria for getting a chattel loan are that the vehicle should be used by the company for at least 50 % of their work. Exit and termination fees are also applicable just like any other car loan. Chattel basically means a term, which is used for fixed property or item(s). The loan is taken out in the name of the vehicle in question based upon its lifespan.</p>
<p>&nbsp;</p>
<p>You can check out various car loan prices online through chattel loan calculators, which are put up by companies online. The repayment is usually done on a monthly basis. Mostly loans are given to a company if it has more than one vehicle used for business purposes. The advantage of getting a chattel loan instead of normal car loans is that even after taking out the mortgage, the vehicle will be legally under the company’s name.</p>
<p>&nbsp;</p>
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		<item>
		<title>What are probate loans?</title>
		<link>http://www.1bloc.com/what-are-probate-loans-2/</link>
		<comments>http://www.1bloc.com/what-are-probate-loans-2/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 17:27:46 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Loans & reports]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=416</guid>
		<description><![CDATA[Probate loan is a type of loan where you can get the amount of money you want against your inheritance or estate, and the amount of money which you can take in as a loan can be a lump sum amount also depending on the value of your estates and the inheritance you own. Probate [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/03/probate-loans1.jpg"><img class="alignnone  wp-image-417" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/03/probate-loans1.jpg" alt="probate loans,loans" width="234" height="125" align="left" /></a>Probate loan is a type of loan where you can get the amount of money you want against your inheritance or estate, and the amount of money which you can take in as a loan can be a lump sum amount also depending on the value of your estates and the inheritance you own.</p>
<p>Probate loan are given quickly against a portion of your inheritance or the probate or your estate as it distributes which the funder collects at the time when the distribution of your inherited estate and property takes place. You will not have to make the monthly payment on the rate of interest like in case of any other loan. Here you will have to wait till the time you can collect your legacy and estate.</p>
<p>With the probate loan amount you can settle down or pay the fees of the attorney, pay your taxes along with Medi-Cal and the rest of the creditors. You can also end the foreclosure and pay for essential repairs and for probate urgencies offering quick financial help.</p>
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		<item>
		<title>What are probate loans?</title>
		<link>http://www.1bloc.com/what-are-probate-loans/</link>
		<comments>http://www.1bloc.com/what-are-probate-loans/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 05:04:07 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=412</guid>
		<description><![CDATA[Have you heard of probate loans? Well, probate is the process through which a court decides which person or persons will receive the assets of the person who has passed away. The assets include property, cash and anything of value that the person who passed away owned. You can get a quick probate loan against [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/03/probate-loans.jpg"><img class="alignnone size-full wp-image-413" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/03/probate-loans.jpg" alt="probate loans, loans" width="225" height="225" align="left" /></a>Have you heard of probate loans? Well, probate is the process through which a court decides which person or persons will receive the assets of the person who has passed away. The assets include property, cash and anything of value that the person who passed away owned. You can get a quick probate loan against your probate, estate or inheritance. Most probate loans range from $5000 to $100,000. At times the probate loans can be more than $100, 00 as well.</p>
<p>Now that you know about probate loans you will also need to know how probate loans work. You can take the probate loan against your inheritance and the loan provider will collect the loan amount when the trust or the estate is distributed. Therefore, a probate loan is actually not a loan since you will not need to make monthly payments for it when you wait to get your inheritance.</p>
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		<title>Advantage of unsecured loans for tenants</title>
		<link>http://www.1bloc.com/advantage-of-unsecured-loans-for-tenants/</link>
		<comments>http://www.1bloc.com/advantage-of-unsecured-loans-for-tenants/#comments</comments>
		<pubDate>Sat, 17 Mar 2012 12:47:06 +0000</pubDate>
		<dc:creator>cooldude</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.1bloc.com/?p=427</guid>
		<description><![CDATA[When one talks about unsecured loans, the first thing that comes to your mind is tenants. It is true that it is the tenants that benefit the most from unsecured loans but you need to know that nowadays unsecured loans are available for homeowners as well. Personal tenant loan, as the name suggests, is especially [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.1bloc.com/wp-content/uploads/2012/04/unsecured-loans-for-tenants.jpg"><img class="alignnone  wp-image-428" style="padding-right: 10px" src="http://www.1bloc.com/wp-content/uploads/2012/04/unsecured-loans-for-tenants-300x165.jpg" alt="unsecured loans for tenants, loans" width="131" height="165" align="left" /></a>When one talks about unsecured loans, the first thing that comes to your mind is tenants. It is true that it is the tenants that benefit the most from unsecured loans but you need to know that nowadays unsecured loans are available for homeowners as well. Personal tenant loan, as the name suggests, is especially designed for tenants who live on rented property and have no property that can be kept as security. This loan does not need a guarantor.</p>
<p>As far as the advantages of unsecured loans for tenants are concerned, the biggest advantage is this loan is available to people with a bad credit record. Another advantage is, if you repay a certain part of this loan every month without fail, your credit score will improve. However, you need to keep in mind that the approval of your loan will depend on your ability to pay the monthly installments on the loan.</p>
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